Lakshya Advance Tax Services
Now booking 2025 tax returns

Aim true. File smart.
Tax work done
with precision.

Lakshya — Sanskrit for aim — is what we bring to every return. Tax preparation, wealth enhancement, and estate planning for individuals, S‑Corp owners, and families who value careful work and plain language.

15+
Years of federal
& California returns
1,200+
Individual, S‑Corp,
and LLC filings
100%
In‑house work,
zero outsourcing
12
Months a year,
a phone call away
Federal & California returns S‑Corp & LLC Tax planning Wealth strategies Estate & trusts Notice response Foreign filings Federal & California returns S‑Corp & LLC Tax planning Wealth strategies Estate & trusts Notice response Foreign filings
What we do

Three pillars.
One careful standard.

Tax preparation is the foundation — but real value comes from pairing it with the wealth and estate strategies that compound over decades. We work across all three, with the same preparer you call when you have a question.

Why Lakshya

A small firm,
by design.

Too many tax firms optimize for volume, and too many clients end up as file numbers. We built the opposite — a practice small enough that every return gets the attention it deserves.

01

Craft over volume

We take fewer clients on purpose. Every return is reviewed and signed by a preparer who knows your situation by name.

02

Plain language

You’ll never leave a conversation confused. If we can’t explain it simply, we’ll keep working at it until we can.

03

Year‑round availability

The best tax work happens in July and November, not the week before a deadline. We’re a phone call away all twelve months.

04

Precision without aggression

Tax minimization within the letter and spirit of the law. No aggressive positions, no surprises, no awkward calls in April.

Tax services — detail

Six specialties,
one trusted preparer.

The full breadth of tax work, handled in‑house from the first intake call to the final e‑file confirmation.

01 — Individual

Personal Tax Preparation

Federal and California returns for W‑2 earners, investors, landlords, and multi‑state filers.

Form 1040 RSU & ESPP Multi‑state
02 — Business

S‑Corp & LLC Returns

Form 1120‑S, Form 568, K‑1 / K‑2 / K‑3, basis tracking, and reasonable compensation analysis.

Form 1120‑S Form 7203 CA Form 568
03 — Planning

Tax Planning & Advisory

Quarterly projections, Cash Balance Plans, Solo 401(k), backdoor Roth strategy, §199A optimization.

Cash Balance Backdoor Roth QBI
04 — Resolution

IRS & FTB Notices

Notice response, amended returns, installment agreements, and ITIN‑to‑SSN corrections. Steady representation when letters arrive.

CP2000 Form 1040‑X FTB
05 — Entity

Entity Selection & Setup

S‑Corp election timing, EIN applications, CA EDD registration, and the basics new owners need to get right.

Form 2553 EIN CA EDD
06 — Global

Foreign Filings

FBAR, Form 8938, foreign rental property on Schedule E with ADS depreciation, and currency conversion done right.

FBAR Form 8938 Foreign rentals
Wealth enhancement

Tax strategy is
wealth strategy.

Every dollar saved in tax is a dollar compounding for you. These are the strategies we build into our planning — proactive moves that turn a return into a lever for long‑term wealth.

Retirement Acceleration

Solo 401(k), Cash Balance Plans, and SEP‑IRA stacking for S‑Corp owners — legally shelter up to $300K+ per year from current taxation.

$100K–$300K+ deferred/yr

Roth Conversions & Backdoor Roth

Strategic Roth conversions in low‑income years, backdoor Roth contributions, and the mega backdoor through Solo 401(k) — tax‑free growth for life.

Tax‑free compounding

Charitable & Legacy Giving

Donor Advised Funds, appreciated stock gifting, Qualified Charitable Distributions from IRAs, and charitable remainder trusts for significant liquidity events.

Deduction + capital gains avoidance

Real Estate Tax Shelters

Cost segregation studies, bonus depreciation, §1031 exchanges, and short‑term rental loophole strategies to offset active income with real estate losses.

Depreciation shields active income

Entity & Compensation Design

S‑Corp elections to eliminate self‑employment tax, reasonable compensation optimization, and accountable plans to convert personal expenses into pre‑tax deductions.

Cuts SE tax by 15.3% on profits

Capital Gains Timing

Harvesting losses to offset gains, long‑term rate planning, installment sales, Qualified Small Business Stock (§1202) exclusions, and Opportunity Zone deferrals.

Up to $10M gain exclusion (QSBS)

Education & Family Wealth

529 plans with superfunding (5 years upfront), Section 127 employer education benefits, kiddie tax planning, and hiring your children in the family business.

Income shifting + tax‑free growth

§199A QBI Optimization

Qualified Business Income deduction planning — entity grouping, SSTB thresholds, W‑2 wage strategies, and safe‑harbor elections for rental real estate.

Up to 20% deduction on pass‑through income

Multi‑Year Projections

Forward‑looking scenarios that weigh a Roth conversion now against tax rates in retirement, or a stock sale this year vs. next. Strategy by calendar, not by April.

Rate arbitrage across years

Which strategies fit your situation?

Most of these aren’t for everyone — they’re matched to your income, entities, and goals. A short conversation reveals which ones move the needle for you.

Build your strategy
Estate & legacy planning

Build wealth that
outlives you.

The most powerful tax strategy isn’t for this year — it’s for the next three generations. Wills, trusts, and careful gifting can shield millions from estate tax, skip probate, and compound wealth across decades. We help you build that structure before you need it.

Generation I
I

You

The architect. Income‑tax planning, entity structuring, and retirement accumulation build the base. This is where estate planning begins — by protecting what you’ve earned from taxation today.

Generation II
II

Your children

The beneficiaries. Trusts, stepped‑up basis, and lifetime gifting move assets into the next generation efficiently — minimizing estate tax, avoiding probate, and preserving family harmony.

Generation III
III

Your grandchildren

The legacy. Dynasty trusts, generation‑skipping transfers, and 529 superfunding let wealth grow tax‑advantaged across half a century or more — compounding far beyond a single lifetime.

Wills & Testamentary Documents

We coordinate with licensed California estate attorneys to make sure your will reflects your wishes with precision — and ensure the tax consequences are understood before you sign.

  • Simple and pour‑over wills
  • Healthcare directives & living wills
  • Durable powers of attorney
  • Guardianship designations for minor children

Revocable Living Trusts

The cornerstone of most California estate plans. A properly funded living trust skips probate entirely, maintains privacy, and provides seamless transition at incapacity or death.

  • Trust formation & funding strategy
  • Schedule A asset inventory
  • Amendment and restatement when life changes
  • Coordination with beneficiary designations

Irrevocable & Dynasty Trusts

For families with significant assets, irrevocable trusts remove wealth from your taxable estate while letting it compound for children and grandchildren — sometimes for a century or more.

  • Spousal Lifetime Access Trusts (SLATs)
  • Intentionally Defective Grantor Trusts (IDGTs)
  • Irrevocable Life Insurance Trusts (ILITs)
  • Generation‑skipping dynasty trusts

Lifetime Gifting Strategy

The federal lifetime exemption is the single largest tax opportunity most families never fully use. We build a multi‑year gifting calendar that shifts wealth before it’s taxed.

  • Annual exclusion gifts ($19K/recipient for 2026)
  • Lifetime exemption planning ($13.99M in 2026)
  • 529 plan superfunding (5‑year upfront)
  • Direct tuition & medical payments (unlimited)

Charitable Estate Structures

Integrate philanthropy into your estate plan. Charitable trusts can generate current deductions, provide income streams, and eliminate estate tax on large gifts to causes you care about.

  • Charitable Remainder Trusts (CRTs)
  • Charitable Lead Trusts (CLTs)
  • Donor Advised Fund integration
  • Private foundations & succession planning

Business Succession Planning

For S‑Corp and LLC owners, your business is often your largest asset. We design buy‑sell agreements, family limited partnerships, and grantor trusts that transfer ownership with minimal tax friction.

  • Buy‑sell agreement structuring
  • Family Limited Partnerships (FLPs)
  • Valuation discount strategies
  • Key‑person insurance & liquidity planning
$13.99M
2026 Exemption
Federal lifetime estate & gift tax exemption per person — $27.98M per married couple — but scheduled to drop sharply after 2025 sunset unless extended.
40%
Estate Tax Rate
The top federal estate tax rate above the exemption. A $20M estate could owe $2.4M+ in federal tax alone — much of which careful planning eliminates.
0%
Probate Cost
A properly funded revocable trust bypasses probate entirely — saving California families an average of 4%–7% of estate value and 9–24 months of delay.
How we work

Our process.

At Lakshya, we follow a proven, client‑centered approach that integrates tax, accounting, and wealth advisory services into one seamless experience.

01

Discovery & Onboarding

We begin with a discovery meeting to understand your financial goals, tax situation, and advisory needs. A clear engagement letter and secure document collection set the foundation for our relationship.

02

Information Gathering

Through our secure client portal, we collect and organize all relevant financial documents — prior returns, business records, investment statements, and planning documents.

03

Tax Preparation & Review

Our team prepares federal and state returns with a rigorous multi‑level review process, ensuring technical accuracy and full compliance across individual, business, and multi‑state filings.

04

Integrated Planning

We go beyond compliance. Every return is reviewed for planning opportunities — retirement strategies, entity optimization, charitable giving, Roth conversions, and estate considerations.

05

Client Review Meeting

We walk you through your return alongside personalized planning recommendations, turning tax filings into actionable financial insights.

06

Filing & Confirmation

Returns are e‑filed and monitored through acceptance. You receive filing confirmations, final copies, and estimated payment reminders for the year ahead.

07

Wealth Management Execution

For advisory clients, we implement the plan — funding retirement accounts, executing investment strategies, coordinating with estate attorneys, and aligning insurance coverage.

08

Ongoing Support

Throughout the year, we provide quarterly estimates, mid‑year projections, portfolio reviews, and proactive guidance on new tax laws and financial developments.

09

Year‑End Planning

In the final quarter, we run projections and recommend year‑end moves to optimize your tax position and financial outcomes.

10

Long‑Term Partnership

We maintain organized records, conduct annual reviews, and evolve our strategy with you — ensuring your plan grows alongside your life and goals.

Key dates

The 2026 tax year,
on a calendar.

Miss one and the penalties add up fast. We track these for every client — so you don’t have to.

Jan 15
Q4 2025 estimated tax payment due — federal & California
Individuals
Mar 15
S‑Corp (Form 1120‑S) and Partnership (Form 1065) returns due
Pass‑through
Apr 15
Individual Form 1040, C‑Corp Form 1120, and Q1 estimated tax
Most filers
Jun 15
Q2 2026 estimated tax payment due
Individuals
Sep 15
Q3 estimated tax & extended S‑Corp / Partnership returns due
Multiple
Oct 15
Extended individual and C‑Corp returns due
Extended
Dec 31
Year‑end for retirement contributions, charitable gifts, and entity changes
Planning
Get in touch

Let’s look at your
return together.

A free 20‑minute consultation. No sales pitch — just a clear sense of whether we’re the right fit for your situation.

Phone
Office
11622 El Camino Real, Ste 100
San Diego, CA 92130
Hours
Monday – Friday, 9am – 6pm PT
Please note: This form is for general inquiries only. Never send SSNs, tax documents, or sensitive information here. Clients exchange documents through our secure portal.